Dental Insurance – Morristown, NJ

A Basic Guide to Maximizing Your Dental Benefits

Man in suit smiling with arms crossed after using dental insurance in Morristown

Dental insurance may be hard to understand at times, but its purpose is quite simple: to help your family enjoy quality dental care at an affordable price. The trick is to figure out the best way to utilize your benefits, and our team at Skyline Dental of Morristown is more than happy to assist you with that. We can give you tips for utilizing your coverage, and we gladly work with a variety of major PPO dental insurance plans. Before calling our office, we suggest that you read the following page to get a quick refresher on how dental insurance works and ways you can use it.

How to Use Your Dental Insurance at Skyline Dental of Morristown

Smiling dental team member talking on phone

If you plan on using your dental insurance to help pay for your visit, you’ll need to do one of the following:

  • Call Ahead: Have your dental insurance information ready when you call our office so that we can check to see what benefits you have. This will help ensure that you already have a grasp on what to expect when the time comes to pay for your visit.
  • Bring Your Membership Card: Your other option is to make sure you bring your membership card with you when you come to visit our office. The information on your card will allow us to confirm your benefits. That said, calling ahead is generally the better option for avoiding unpleasant surprises; you might need to pay the full cost of your appointment before your insurance reimburses you.

How to Get the Most Out of Your Dental Insurance

Man showing laptop to two people sitting across desk

There are a few ways to maximize the benefits that are available under your insurance plan:

  • Keep Up with Preventive Care: You can generally expect your plan to cover most or even all of the cost of checkups, cleanings, X-rays, and various other preventive treatments. Restorative services tend to receive less coverage. As such, visiting your dentist every six months for preventive care can help you save money by keeping your smile in good shape.
  • Go In-Network: When a dental practice is in-network with your insurance plan, you’ll often have the opportunity to save more money on a variety of treatments.
  • Keep an Eye on Your Maximum: The amount of money that your dental insurance is willing to pay in a year’s time is known as the annual maximum. Any money that’s left over by the time your plan resets at the end of the year will simply be lost, so you should utilize your benefits to the fullest extent possible while they’re still available.

We Offer In-Network Savings & Welcome Out-of-Network Plans

Dental patient handing payment card to their dentist

We work with both in-network and out-of-network PPO dental plans. We are in-network with a variety of insurance companies, but it is important to keep in mind that visiting an out-of-network dentist does not always mean that you’ll need to pay a significantly higher cost. We can give you an accurate idea of just how much you can save with your dental plan if you simply reach out to our office today.

We are in-network with the following insurance plans:

  • Cigna
  • Unicare
  • Principal
  • Ameritas
  • Sunlife/DHI
  • Aetna
  • Horizon
  • Humana
  • Guardian
  • DNOA
  • MetLife
  • United Healthcare
  • Delta Dental
  • Careington